ADVISOR
FINANCIAL SERVICES
Colorado Financial Advisor
401k Wizard™
Colorado Financial Advisor 401k Wizard™
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Colorado Springs
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Need Help Managing Your 401(k) Account? Doing a 401(k) Rollover to an IRA? Need 401(k) advice? Need a 401k Advisor? Try Our 401k Wizard™ Advisory Service Computer modeling. If you have a 401(k) plan, Thrift Savings Plan (TSP) or other retirement plan at work, we can serve as your 401k Advisor with our 401k Wizard™ advisory service to help you manage your investments. Just provide us with a list of your 401(k) investment choices and we will add them to our computer model database. Then we can discuss your financial situation and goals, age, years until retirement, life expectancy, risk tolerance, experience, preferences, other investments and income, and design an appropriate investment portfolio. Email alerts. As your 401k Advisor, we will monitor your retirement plan investments for you, and send you email alerts when our proprietary Market Tracker Wizard™ computer models and our analysis generate buy and sell signals as market conditions change. Generally, this happens when financial, economic and investment trends change direction. Each year is different. We do not do short term trading with this service and do not recommend short term trading in your 401k account. We also do not recommend blindly following a long term Buy and Hold (Buy and Hope) strategy. Holding on to losing investments is a good way to lose your time and money. You want to select and hold winning investments, not losers. Losers need to be sold, using stop loss methods, to prevent small losses from growing into large losses. Experience and rules are needed to decide when investments are fluctuating in a normal manner, within attractive buy or sell zones, or are reaching abnormal levels. You also do not want to chase past performance or focus your investments too aggressively to seek big gains fast. Proper diversification, asset allocation, technical analysis and trend analysis are needed to manage risk wisely. The average investor does not have the knowledge, experience, training, time or tools to make these complex investment decisions. We will advise you when to buy and sell. Stop-loss for Protection. It is wise to give your investments some time to grow, as long as the trend is up, but protect your money from big losses by using a stop-loss strategy. Professional investors always use a stop-loss strategy, while amateur investors usually let small losses become big losses by hoping that their investments will go back up. Hope is not a strategy unless you are buying lottery tickets. Generic investment models offered by many advisors use passive asset allocation and a buy and hold mentality. They are lacking the important asset protection of a stop-loss strategy and expose your money to big losses during a recession, bear market or stock market crash. Markets can take many years to recover. After the stock market crash in 1929, it took 25 years for the stock market to recover its losses. What strategy are you using now? Most 401(k) investors are not very knowledgeable about investing and are often too busy to manage their accounts properly. Do you often lose money on your investments? Do you make emotional decisions based on fear and greed? Many investors suffer big losses trying a "do-it-yourself" strategy. Do you understand which investment choices in your 401(k) plan are the best choices at the current time? Are you working with a Registered Investment Advisor to guide you in making wise investment choices? As your 401k Advisor, we are trained in investments, strategies and analysis. Professional knowledge, experience, training, time and tools makes a big difference in your investment success. You're in control of your account. You make the actual changes to your 401(k) investments when you receive a 401k Wizard™ email alert. Meanwhile, you can focus on your work and career and enjoy your free time with friends and family without worrying about investments every day. That's our job. You can send email if you have questions. Our 401k Advisor service is very affordable, much needed by 401(k) investors and growing in popularity. We have no investments to sell you for commissions. Your plan provider and their advisor decide which investment options they make available to you in your retirement plan. We do not choose or recommend investment options to your plan provider. Your plan service provider supplies you with the information on your investment choices and their descriptions, past performance, fees and history. We are not affiliated with any of your investment choices or the administration of the plan. This avoids conflicts of interest. We provide an independent advisory service and do not receive any compensation or endorsement from your employer, the plan provider or investment choices. Our only goal is to make your account grow for your future so you will be a happy customer and tell your friends about our service. We can also advise you on doing a Rollover from your 401(k) or TSP to an IRA. Low fee, cancel any time. The fee for our 401k Wizard™ email alert service is based on the size of your account, 0.8% annually, paid 0.20% quarterly in arrears, with a minimum account size of $50,000. Fees are 0.6% annually for accounts over $100,000, with a maximum annual fee of $1,000 for accounts over $200,000. Fees are not dependent on the investment choices or recommendations. You can pay for our service by deduction from a Scottrade brokerage account or with a bank account or credit card using PayPal. There are no start-up fees and no long term contracts. Cancel any time you are not satisfied. If we can monitor your investments, help you avoid losses, save you time and stress, and assist you with your financial questions, then our service pays for itself. Protect and grow your
401(k)
Account. If you insure your home, your car, your life and
your health, why risk making mistakes and losing time and money with your 401(k)
plan investments?
DO IT YOURSELF SOFTWARE: If you want to manage your own 401(k) account, we recommend that you buy and use TeleChart (TC) mutual fund software, available in our software store. This software is very popular, affordable and easy to use and will help you to make wise investment decisions for your retirement account. TeleChart offers separate software products for stocks and mutual funds. Call us to do a FREE 401(k) or IRA Seminar or Webinar for your workplace or for your group. Financial Planning and Advice. In addition to investments, we can serve as your personal financial advisor and advise you on many financial matters and prepare a financial plan to help you reach your financial goals and move toward financial independence, while managing risk wisely. We can often find ways to save you money that will offset our advisory fee, so that you can improve your financial situation, save your valuable time and lower your risks with no additional out-of-pocket expense. Market Tracker Wizard™. You can review a sample copy of our proprietary Market Tracker Wizard™ computer model which we use to help guide you through difficult and changing market conditions. Call Now with your 401(k), rollover, IRA or retirement plan questions or to add your 401(k) plan to our list.
Arlun ITR more plans will be added as we receive new information. Please tell
your friends about this valuable service to help them manage their
401(k)
investments wisely. |
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of Use
Copyright
© 2001-2009 Advisor Financial Services (LLC). All Rights Reserved. Last
update 04/05/09
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